Sample 3 Bureau Online Credit Report
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View Full Report Order 3 Bureau Report Online
Prepared for: JOHN CONSUMER Report Date: Nov 27, 2001
Personal Profile Credit Summary Public Records Credit Inquiries Account History Credit Score
This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.
Equifax Experian TransUnion
Account Number:  1212121212XXXX We did not find information for this account. 212XXXX
Acct Type:  Revolving or Option    Revolving account 
Acct Status:  Open    Open 
Monthly Payment:  $0    $0 
Date Open:  Jun, 2001    Jun, 2001 
Balance:  $0    $0 
Terms:  N/A    N/A 
High Balance:  $1,400    $0 
Limit:  N/A    $1,400 
Past Due:  $0    $0 
Remarks:  CHARGE    N/A 
Payment Status:  Pays account as agreed    Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6
Equifax: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  131313XXXX 313133XXXX 31313334XXXX
Acct Type:  Revolving or Option  Revolving Charge Account  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $0  $0  $0 
Date Open:  Dec, 2000  Dec, 2000  Dec, 2000 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $900  $19  $19 
Limit:  N/A  $900  $900 
Past Due:  $0  $0  $0 
Remarks:  CHARGE  N/A  N/A 
Payment Status:  Pays account as agreed  Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  141414XXXX 141414XXXX 1414XXXX
Acct Type:  Revolving or Option  Credit Card - Revolving Terms  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $0  $0  $0 
Date Open:  Jan, 2000  Jan, 2000  Jan, 2000 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $0  N/A  $0 
Limit:  $4,000  $4,000  $4,000 
Past Due:  $0  $0  $0 
Remarks:  CREDIT CARD
 
N/A  N/A 
Payment Status:  Pays account as agreed  Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  151515151515XXXX 1515XXXX 151351XXXX
Acct Type:  Revolving or Option  Revolving Charge Account  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $0  $0  $0 
Date Open:  Apr, 1999  Apr, 1999  Apr, 1999 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $0  $267  $267 
Limit:  $600  $600  $600 
Past Due:  $0  $0  $0 
Remarks:  CHARGE
 
N/A  N/A 
Payment Status:  Pays account as agreed  Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  171717171717XXXX 17171717234XXXX 17171717171732XXXX
Acct Type:  Revolving or Option  Revolving Charge Account  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $0  $0  $0 
Date Open:  Mar, 1999  Mar, 1999  Mar, 1999 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $1,000  $20  $20 
Limit:  N/A  $1,000  $1,000 
Past Due:  $0  $0  $0 
Remarks:  CHARGE  N/A  N/A 
Payment Status:  Too new to rate  Current  Unrated or bankruptcy 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
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Equifax Experian TransUnion
Account Number:  1818181818XXXX 8181818123XXXX 1818XXXX
Acct Type:  Revolving or Option  Credit Card - Revolving Terms  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $10  $10  $10 
Date Open:  Feb, 1999  Feb, 1999  Feb, 1999 
Balance:  $64  $64  $64 
Terms:  N/A  Revolving  Minimum 
High Balance:  $1,926  $1,988  $1,926 
Limit:  N/A  $10,000  $10,000 
Past Due:  $0  $0  $0 
Remarks:  CREDIT CARD  N/A  N/A 
Payment Status:  Pays account as agreed  Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  191919191919XXXX 19191934XXXX 191919343SDXXXX
Acct Type:  Revolving or Option  Revolving Charge Account  Revolving account 
Acct Status:  Open  Open  Open 
Monthly Payment:  $0  $0  $0 
Date Open:  Nov, 1997  Nov, 1997  Nov, 1997 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $1,000  $277  $277 
Limit:  N/A  $1,000  $1,000 
Past Due:  $0  $0  $0 
Remarks:  CHARGE  N/A  N/A 
Payment Status:  Pays account as agreed  Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  We did not find information for this account. 31313131XXXX 31313131XXXX
Acct Type:    Revolving Charge Account  Revolving account 
Acct Status:    Open  Open 
Monthly Payment:    $0  $0 
Date Open:    Jun, 1997  Jun, 1997 
Balance:    $0  $0 
Terms:    Revolving  N/A 
High Balance:    $48  $48 
Limit:    N/A  N/A 
Past Due:    $0  $0 
Remarks:    N/A  N/A 
Payment Status:    Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  11011011011XXXX 1101101XXXX 110110110XXXX
Acct Type:  Revolving or Option  Credit Card - Revolving Terms  Revolving account 
Acct Status:  Closed  Closed  Closed 
Monthly Payment:  $0  $0  $0 
Date Open:  Dec, 1996  Dec, 1996  Dec, 1996 
Balance:  $0  $0  $0 
Terms:  N/A  Revolving  N/A 
High Balance:  $700  $383  $700 
Limit:  N/A  $700  $700 
Past Due:  $0  $0  $0 
Remarks:  ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT / ZERO BALANCE 
Credit line closed-consumer request-reported by subscriber  Account closed by consumer 
Payment Status:  Pays account as agreed  Paid satisfactorily  Unrated 
 Account Two Year History Legend
Year:  Year 1 Year 2
1998 > 1999 >
Month:  10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9
Equifax: 
Experian: 
Transunion: 
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Equifax Experian TransUnion
Account Number:  We did not find information for this account. 212121XXXX 12121XXXX
Acct Type:    Credit Card - Revolving Terms  Revolving account 
Acct Status:    Open  Open 
Monthly Payment:    $15  $15 
Date Open:    Nov, 1993  Nov, 1993 
Balance:    $252  $252 
Terms:    Revolving  Minimum 
High Balance:    $1,488  $1,488 
Limit:    $20,400  $20,000 
Past Due:    $0  $0 
Remarks:    N/A  N/A 
Payment Status:    Current  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Experian: 
Transunion: 
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Legend
Current 90 Days Late
No Data Provided* 120 Days Late
30 Days Late Chargeoff or Collection
60 Days Late Repossession or Foreclosure
Payment Plan

*Sometimes the credit bureaus do not have information from a particular month on file.