|
|
| Prepared for: JOHN CONSUMER |
Report Date: Nov 27,
2001 |
 |
| This section contains specific information
on each account you've opened in the past. Positive
information about your accounts remains on your report
indefinitely. | |
 |
BANANA REPUBLIC |
 |
 |
 |
 |
 |
 |
Account Number: |
1212121212XXXX |
We did not find information for this
account. |
212XXXX |
 |
Acct Type: |
Revolving or Option |
|
Revolving account |
 |
Acct Status: |
Open |
|
Open |
 |
Monthly Payment: |
$0 |
|
$0 |
 |
Date Open: |
Jun, 2001 |
|
Jun, 2001 |
 |
Balance: |
$0 |
|
$0 |
 |
Terms: |
N/A |
|
N/A |
 |
High Balance: |
$1,400 |
|
$0 |
 |
Limit: |
N/A |
|
$1,400 |
 |
Past Due: |
$0 |
|
$0 |
 |
Remarks: |
CHARGE |
|
N/A |
 |
Payment Status: |
Pays account as agreed |
|
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
 |
 |
 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
| Month: |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
MCCBG/OLD NAVY |
 |
 |
 |
 |
 |
 |
Account Number: |
131313XXXX |
313133XXXX |
31313334XXXX |
 |
Acct Type: |
Revolving or Option |
Revolving Charge Account |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Dec, 2000 |
Dec, 2000 |
Dec, 2000 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$900 |
$19 |
$19 |
 |
Limit: |
N/A |
$900 |
$900 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CHARGE |
N/A |
N/A |
 |
Payment Status: |
Pays account as agreed |
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
MBNA AMERICA |
 |
 |
 |
 |
 |
 |
Account Number: |
141414XXXX |
141414XXXX |
1414XXXX |
 |
Acct Type: |
Revolving or Option |
Credit Card - Revolving Terms |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Jan, 2000 |
Jan, 2000 |
Jan, 2000 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$0 |
N/A |
$0 |
 |
Limit: |
$4,000 |
$4,000 |
$4,000 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CREDIT CARD |
N/A |
N/A |
 |
Payment Status: |
Pays account as agreed |
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
| 2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
MACY'S WEST/GECCCC |
 |
 |
 |
 |
 |
 |
Account Number: |
151515151515XXXX |
1515XXXX |
151351XXXX |
 |
Acct Type: |
Revolving or Option |
Revolving Charge Account |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Apr, 1999 |
Apr, 1999 |
Apr, 1999 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$0 |
$267 |
$267 |
 |
Limit: |
$600 |
$600 |
$600 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CHARGE |
N/A |
N/A |
 |
Payment Status: |
Pays account as agreed |
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
| 2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
WFN VICTORIA'S SECRE |
 |
 |
 |
 |
 |
 |
Account Number: |
171717171717XXXX |
17171717234XXXX |
17171717171732XXXX |
 |
Acct Type: |
Revolving or Option |
Revolving Charge Account |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Mar, 1999 |
Mar, 1999 |
Mar, 1999 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$1,000 |
$20 |
$20 |
 |
Limit: |
N/A |
$1,000 |
$1,000 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CHARGE |
N/A |
N/A |
 |
Payment Status: |
Too new to rate |
Current |
Unrated or bankruptcy |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
DISCOVER FINANCIAL S |
 |
 |
 |
 |
 |
 |
Account Number: |
1818181818XXXX |
8181818123XXXX |
1818XXXX |
 |
Acct Type: |
Revolving or Option |
Credit Card - Revolving Terms |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$10 |
$10 |
$10 |
 |
Date Open: |
Feb, 1999 |
Feb, 1999 |
Feb, 1999 |
 |
Balance: |
$64 |
$64 |
$64 |
 |
Terms: |
N/A |
Revolving |
Minimum |
 |
High Balance: |
$1,926 |
$1,988 |
$1,926 |
 |
Limit: |
N/A |
$10,000 |
$10,000 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CREDIT CARD |
N/A |
N/A |
 |
Payment Status: |
Pays account as agreed |
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
EXPRESS |
 |
 |
 |
 |
 |
 |
Account Number: |
191919191919XXXX |
19191934XXXX |
191919343SDXXXX |
 |
Acct Type: |
Revolving or Option |
Revolving Charge Account |
Revolving account |
 |
Acct Status: |
Open |
Open |
Open |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Nov, 1997 |
Nov, 1997 |
Nov, 1997 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$1,000 |
$277 |
$277 |
 |
Limit: |
N/A |
$1,000 |
$1,000 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
CHARGE |
N/A |
N/A |
 |
Payment Status: |
Pays account as agreed |
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
ROBINSONS/MAY |
 |
 |
 |
 |
 |
 |
Account Number: |
We did not find information for this
account. |
31313131XXXX |
31313131XXXX |
 |
Acct Type: |
|
Revolving Charge Account |
Revolving account |
 |
Acct Status: |
|
Open |
Open |
 |
Monthly Payment: |
|
$0 |
$0 |
 |
Date Open: |
|
Jun, 1997 |
Jun, 1997 |
 |
Balance: |
|
$0 |
$0 |
 |
Terms: |
|
Revolving |
N/A |
 |
High Balance: |
|
$48 |
$48 |
 |
Limit: |
|
N/A |
N/A |
 |
Past Due: |
|
$0 |
$0 |
 |
Remarks: |
|
N/A |
N/A |
 |
Payment Status: |
|
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
WELLS FARGO |
 |
 |
 |
 |
 |
 |
Account Number: |
11011011011XXXX |
1101101XXXX |
110110110XXXX |
 |
Acct Type: |
Revolving or Option |
Credit Card - Revolving Terms |
Revolving account |
 |
Acct Status: |
Closed |
Closed |
Closed |
 |
Monthly Payment: |
$0 |
$0 |
$0 |
 |
Date Open: |
Dec, 1996 |
Dec, 1996 |
Dec, 1996 |
 |
Balance: |
$0 |
$0 |
$0 |
 |
Terms: |
N/A |
Revolving |
N/A |
 |
High Balance: |
$700 |
$383 |
$700 |
 |
Limit: |
N/A |
$700 |
$700 |
 |
Past Due: |
$0 |
$0 |
$0 |
 |
Remarks: |
ACCOUNT CLOSED BY CONSUMER PAID ACCOUNT /
ZERO BALANCE |
Credit line closed-consumer request-reported
by subscriber |
Account closed by consumer |
 |
Payment Status: |
Pays account as agreed |
Paid satisfactorily |
Unrated |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
 |
 |
1998 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
1999 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
| Equifax: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ | |
 |
MBNA AMERICA BANK NA |
 |
 |
 |
 |
 |
 |
Account Number: |
We did not find information for this
account. |
212121XXXX |
12121XXXX |
 |
Acct Type: |
|
Credit Card - Revolving Terms |
Revolving account |
 |
Acct Status: |
|
Open |
Open |
 |
Monthly Payment: |
|
$15 |
$15 |
 |
Date Open: |
|
Nov, 1993 |
Nov, 1993 |
 |
Balance: |
|
$252 |
$252 |
 |
Terms: |
|
Revolving |
Minimum |
 |
High Balance: |
|
$1,488 |
$1,488 |
 |
Limit: |
|
$20,400 |
$20,000 |
 |
Past Due: |
|
$0 |
$0 |
 |
Remarks: |
|
N/A |
N/A |
 |
Payment Status: |
|
Current |
Paid or paying as agreed |
Account Two Year History |
 |
 |
| Year: |
Year 1 |
Year 2 |
| 2000 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
2001 > |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Month: |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
| Experian: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
| Transunion: |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
^Top
of Page^ |
Legend |
 |
Current |
 |
90 Days Late |
 |
No Data Provided* |
 |
120 Days Late |
 |
30 Days Late |
 |
Chargeoff or Collection |
 |
60 Days Late |
 |
Repossession or
Foreclosure |
 |
 |
Payment Plan |
*Sometimes the credit
bureaus do not have information from a particular month
on file.
| | | |